CAGR vs XIRR: Which Number Actually Describes Your SIP Returns?
CAGR can understate a SIP's return by half. Learn the difference between absolute return, CAGR and XIRR with a worked 36-month example and a spreadsheet method.
Rolling Returns Explained: A Better Way to See How a Mutual Fund Behaves Across Years
Trailing returns give one snapshot. Rolling returns give hundreds. Learn the difference with 12 real windows of Nifty data and a spreadsheet method you can use today.
The Start-Date Lottery: Why the Same SIP Can End Very Differently
Two investors, the same monthly SIP, different start years, different results. See ten 5-year windows of Nifty data and learn why risk sits near your goal date.
Rupee Cost Averaging, Honestly: What It Does and Doesn't Do for Your SIP
Rupee cost averaging lowers your average cost per unit, but it does not protect you from losses. See three market paths worked out and decide how much weight to give it.
Market Down This Year? A Calm Checklist for Your SIP
Nifty is lower in 2026 and your SIP statement shows red. Use six questions, a worked example and a plain-language guide to decide whether to continue, pause or change.
What Is a Good Mutual Fund Return in India? How to Read a Factsheet Without Being Misled
A good return depends on the fund type, the benchmark and your goal. Learn the five lines to read on a factsheet and why the 5-year number can mislead.
Will Your Mutual Fund Returns Be the Same Every Year? What to Plan For Instead
No, mutual fund returns do not repeat every year. See 14 years of Nifty data, a worked SIP example and a simple way to plan when returns are uneven.